HOW THE SERVICE WORKS
How the Loan Connection Process Works
CashAdvances2023 operates an online referral service. We are not a lender, do not make credit decisions, and do not set rates, fees, repayment schedules, or other loan terms. Our role is to transmit a consumer’s request to participating providers that may choose to review it.
1. Complete the secure request
Choose a requested amount and provide accurate contact, income, employment, banking, and identity information requested by the form. Submitting the form is not a loan application with CashAdvances2023 and does not guarantee that a provider will respond.
2. Your request may be reviewed
Your information may be shared with participating providers and service partners as described in our Privacy Policy. A provider may verify identity, income, employment, bank information, or obtain consumer reports where permitted by law and with any required authorization.
3. Review any offer carefully
If a provider presents an offer, the provider—not CashAdvances2023—determines the amount, annual percentage rate (APR), finance charge, fees, payment dates, and repayment terms. Read every disclosure before signing. You are never required to accept an offer.
4. Funding depends on the provider
If you accept an offer and satisfy the provider’s conditions, the provider will explain how and when funds may be delivered. Timing can be affected by verification, bank processing, weekends, and holidays. Funding is never guaranteed.
Before accepting credit
- Compare APR, not only the dollar fee or payment amount.
- Confirm the total amount you will repay and every due date.
- Ask whether late, returned-payment, origination, or renewal fees may apply.
- Check that the provider is licensed or authorized where required in your state.
- Consider lower-cost alternatives, including creditors’ hardship programs, credit unions, community assistance, or a payment plan.
Learn more from the Federal Trade Commission and the Consumer Financial Protection Bureau.
